|
Duplex w/o Garage
Sample Computation |
Inner Unit
Pag-ibig Financing |
Corner Unit
Pag-ibig Financing |
Commercial Unit
In-House Financing |
| Lot area: |
50 sqm |
71 sqm |
72 sqm |
| Floor area: |
44.5 sqm |
44.5 sqm |
|
|
|
|
| Total Contract Price |
934,090.00 |
1,230,603.00 |
1,620,000.00 |
| Less: Res. fee |
(10,000.00) |
(10,000.00) |
(25,000.00) |
| Gross |
924,090.00 |
1,220,603.00 |
1,595,000.00 |
| Less: Loanable Amount |
(790,000.00) |
(910,000.00) |
1,046,500.00 |
| Net Equity |
134,090.00 |
310,603.00 |
448,500.00 |
| Months to pay:21 |
6,385.24 |
14,790.62 |
37,375.00 |
|
|
|
|
| Estimated Pag-ibig |
Amortization |
|
5 yrs. to pay: |
| 1st-24th yr. |
6,745.00 |
7,817.00 |
26,573.77 |
| 30th yr. |
6,225.00 |
7,248.00 |
|
|
Pag-ibig Financing
Sample Computation |
Single Attached |
Duplex with Garage 56.4 |
Duplex without Garage 52.3 |
Duplex without Garage 46.8 |
| Lot area: |
77 sqm |
71 sqm |
55 sqm |
54 sqm |
| Floor area: |
60.5 sqm |
56.4 sqm |
52.3 sqm |
46.8 sqm |
|
|
|
|
| Total Contract Price |
1,440,018.00 |
1,312,022.00 |
984,098.00 |
866,300.00 |
| Less: Res. fee |
(20,000.00) |
(15,000.00) |
(10,000.00) |
(10,000.00) |
| Gross |
1,420,018.00 |
1,297,022.00 |
974,098.00 |
856,300.00 |
| Less: Loanable Amount |
(1,131,000.00) |
(1,066,000.00) |
(818,000.00) |
(750,000.00) |
| Net Equity |
289,018.00 |
231,022.00 |
156,098.00 |
106,300.00 |
| Months to pay: |
(24 mos) 12,042.42 |
(20 mos) 11,551.10 |
(18 mos) 8,672.11 |
(18 mos) 5,905.56 |
|
|
|
|
| Estimated Pag - |
ibig Monthly |
Amortization |
|
| 1st-24th yr. |
10,999.00 |
10,371.00 |
7,329.00 |
5,654.00 |
| 30th yr. |
10,241.00 |
9,624.00 |
6,797.00 |
5,150.00 |
|
|
Pag-ibig Financing
Sample Computation |
Townhouse
Inner Unit |
Townhouse
End Unit |
Townhouse
Corner Unit |
| Lot area: |
36 sqm |
54 sqm |
60 sqm |
| Floor area: |
44 sqm |
44 sqm |
44 sqm |
|
|
|
|
| Total Contract Price |
671,000.00 |
797,400.00 |
927,832.00 |
| Less: Res. fee |
(5,000.00) |
(10,000.00) |
(10,000.00) |
| Gross |
666,000.00 |
787,400.00 |
917,832.00 |
| Less: Loanable Amount |
(600,000.00) |
(710,000.00) |
(775,000.00) |
| Net Equity |
66,000.00 |
77,400.00 |
142,832.00 |
| Months to pay: |
(6 mos) 11,000.00 |
(6 mos) 12,900.00 |
(8 mos) 17,854.00 |
|
|
|
|
| Estimated Pag-ibig |
Amortization |
|
| 1st-24th yr. |
4,796.00 |
5,731.00.00 |
6,980.00 |
| 30th yr. |
4,301.00 |
5,179.00 |
6,401.00 |
|
|
